Information about B requirement and business register
Businesses are exposed to burglary to varying degrees. FG has divided businesses into three protection classes (B-classes) B1, B2 and B3, according to increasing risk. The business register shows which B class the individual business is placed in.
Be aware that these are minimum requirements and that your company can deviate if there are circumstances that indicate that you need a higher level of security.
To be on the safe side, check with your insurance company. In your insurance terms and conditions, you can see which B class your company is placed in.

Because the security requirements are stricter for higher risk groups, the security regulation "Burglary protection for businesses", FG-112, is different for these three B-classes.

The safety regulations set requirements for doors, windows, locks, glass and any alarms, but there are no specific requirements for the design of the actual building structure, such as walls, floors and ceilings. However, it is important that the security is equally good for the entire building shell. Where there are particular
theft-attractive goods and chattels, an assessment of the building structures is recommended. FG has prepared a guideline for various building structures, with recommendations for reinforcing weak wall, floor and roof structures - FG-320.

Zone protection
Zone security is a good option for those who do not need to increase security in the entire building, but only where theft-attractive items are stored. Examples include computer rooms in public buildings, warehouses or rooms where there are storage units/valuables. For value storage units, the sum insured can be increased if an FG-approved burglar alarm is installed in accordance with current regulations (FG-530). To further increase security, zone-secured rooms can be equipped with camera surveillance (ITV) and access control (AAK), for example.

The purpose of zone protection is to extend the time it takes to access the objects that are attractive to thieves. Both areas must have an alarm as required for the rest of the business.

Motor vehicle dealer
For motor vehicle dealers, separate safety regulations for motor vehicles apply - FG-140
- Motor vehicle dealer. Security regulations for protection against theft of vehicles. In addition, the "Industry standard for handling car keys from the National Association of Car Importers" applies.

We live in a constantly changing world. Increased prosperity and increased access to things that are attractive to steal means that thieves have more technical knowledge and better equipment to steal what they want. This means that the need to protect assets is constantly changing. The insurance industry will therefore change the security requirements at different times. It is therefore important that you as a policyholder read the information the insurance company sends you about securing your assets.

This manual has been prepared to provide guidance in the practical implementation of the minimum requirements for burglary protection set by insurance companies for businesses in general, but also as an aid for private individuals. The minimum requirements can be found in the safety regulation "Burglary protection for businesses", FG-112. Some companies want to protect themselves better than the minimum requirements by selecting a higher protection class than required, both to protect themselves better and, if possible, to get a reduced deductible in the event of damage or a discount on insurance.

Key boxes for the fire brigade

Notes:
For businesses protected by an automatic sprinkler or fire alarm system, it is permitted to install
external key box if the following provisions are met:

1. Assembly:
a. The key box's lid and attachment to the wall must withstand at least 1 ton of pulling and pushing force in all directions.
plan.

b. The key box must be mounted so that it is flush with the outside of the wall.

c. The key box must be connected to an FG-approved fire or intruder alarm system with transmission to a 24-hour alarm station.
The connection to the alarm system's central unit must be on a separate monitored loop.
The connection to the key box must be broken and an alarm triggered if the box is pulled out of the wall.

Alarm should also be triggered when the lid is opened with the right key, or in some other way.
d. The key box's locking device must be FG-approved.

2. Key procedures/responsibilities:
a. The master key must not be kept in the key box when the alarm system is deactivated.

b. The fire chief is responsible for satisfactory key routines in connection with the storage/delivery and collection of locker keys.

c. ATTENTION! It is recommended to use key boxes with an adjustable lock. This is to avoid changing the lock if the key is lost.

There is no scheme for FG approval of key boxes.

Preventive effect
Marking that an intruder alarm system is installed on site can prevent thieves from
Trying.

Mode of operation
An automatic intruder alarm system is designed to react in the event of a break-in and alert you to what is about to happen.

Frightening effect
Most burglar alarm systems have local sirens that are triggered. This can scare off the thief and limit the damage.

Alarm transmission
The intruder alarm system should be connected to an FG-approved alarm station.
The alarm is normally transmitted via the telecommunications network, as an automatic dial-up connection, GSM/GPRS/SMS, or via Ethernet.

Reaction
Alarm systems should be connected to an FG-approved alarm station that can initiate an agreed response. Security can be restored by locking, and by blocking doors and windows that have been broken open. Responding security guards can make observations of great value to the police investigation.

FG-approved burglar alarm system
A modern alarm system consists of detectors (sensors), central equipment and alarm transmission equipment. In order for the system to function correctly, it is very important that it is designed and installed by an FG-approved alarm company. The company is approved on the basis of key personnel's education and experience in the design, installation and maintenance of alarm systems.

Controller
The rules are published by the insurance companies in Norway in collaboration with the alarm industry. The rules contain the necessary information for appropriate design, installation and maintenance of alarm systems. The regulations also contain provisions on the correct choice of equipment.
The detectors are sensitive to small changes in the environment. Without service and maintenance, the system's function will deteriorate over time. An FG-approved system for commercial installations must therefore always have an annual inspection with an agreement for inspection at least once a year. For private individuals, this is voluntary.
FG approval is a guarantee that burglar alarm companies and equipment are up to scratch.

FG certificate
Insurance companies approve each system on the basis of an FG certificate issued by the FG-approved alarm company. The certificate confirms that the system has been installed in accordance with the rules,
and specifies, among other things, the alarm class and the scope of the system.

Fog protection
The term fog system covers equipment designed to reduce visibility in a specific area.
The purpose of the system is to make it difficult for burglars to find their way around the secured area,
thereby preventing or limiting the damage caused by burglary.
In some countries, fog protection has been used as a damage-reducing measure at a number of
burglary case with good results.
Rules for FG-approved fog protection systems have therefore also been drawn up in Norway.
FG-250 is based on the European standard EN 50131-8.
An FG-approved fog system must always be used together with an FG-approved intruder alarm system (AIA), and all installers must attend a course and pass an exam in the subject.

Forsikringsselskapenes Godkjennelsesnevnd (FG) was established in 1977 by the insurance companies in Norway. FG changed its name to FG Skadeteknikk in 2017 and is part of Finance Norway. FG Skadeteknikk (FG) safeguards the interests of the insurance industry in relation to the authorities, the security industry and other organizations, and represents the member companies in international forums. Within the industry, FG brings together and coordinates the member companies' loss prevention efforts where cooperation is natural and permitted.

Approves products and companies
An FG-approved installation company or security product gives both parties in an insurance relationship certainty that the installed security equipment is of satisfactory quality. FG does not cover all security products/areas. You should therefore first find out whether FG has a
approval or registration scheme for products that are relevant to use or market. Read about the rules and procedures for FG approval at www.fgsikring.no Insurance companies are increasingly demanding that documentation is registered in FGkontroll. This ensures that both equipment and installations are of good quality and that facilities are maintained. See www.fgkontroll.no/

The use of FG-approved products and companies may result in a discount in the price of insurance, or a reduced deductible in the event of a claim. In some cases, the insurance company requires that FG's rules must be met before they will confirm that the insurance is in force. In addition to approving security products and installation companies, FG draws up safety regulations and rules to reduce the risk of fire, water and burglary damage. An example of a safety regulation is "Burglary protection for businesses", FG-112, (B requirements). Note! While a public regulation applies to everyone, a safety regulation issued by FG and/or an insurance company will only apply when the safety regulation is included in the insurance contract between the insurance company and the individual customer. When does the insurance apply? Burglary insurance normally only applies to theft from a locked building or locked room in a building. This means that thefts that occur while customers have access to the company's premises will not be covered.

Insurance companies' and fire authorities' regulations

Locking of escape routes

There are several provisions that relate to locking doors. On the face of it, these regulations may appear to be directly contradictory. A door that is locked in accordance with the insurance companies' regulations, with one or two FG-approved locking devices, will not satisfy the requirements of the fire regulations on free escape routes. In many businesses, e.g. shops and restaurants, there may also be a desire on the part of the company to keep doors in escape routes locked to prevent uncontrolled entry and exit during opening hours.
Such doors must therefore be locked in different ways for different periods of time in order to satisfy
business needs and applicable requirements.

Insurance companies' rules

All doors that open out from the individual company's premises, either directly to the open air or to internal open spaces such as in shopping centers and other commercial buildings with multiple businesses, must be locked with FG-approved locking devices.

If such locks are installed in escape routes, these locks must be unlocked during normal business operations and locked when the premises are vacated. FG-approved locking devices are thus used as "night locks" or "absence locks".

Fire authority rules

If there is a need to prevent unwanted traffic through doors in escape routes when there is activity on site, the doors can be locked with a lock with an internal button knob or with panic fittings, "day lock" or "fire escape lock".

If sufficiently reliable routines cannot be established to unlock the FG-approved
"night locks", these must be connected to a signal system that provides a reliable warning if one or more
several, but not all, doors in the escape routes are unlocked. One such signal can be a sound signal,
or it can be connected to functions that are essential to the operation of the site such as lighting, cash register, etc.

If it is also necessary to keep the doors closed from the inside during opening hours, the
fire regulations that the doors are kept locked with e.g. magnetic locks that are released by the fire alarm,
and with a clearly marked release button (emergency button) by the door. The emergency button can be connected to an alarm system that makes the operator aware that someone is trying to get out through the door.
Emergency exit.

A delay of up to 10 seconds is permitted from the time the emergency button is pressed until the magnetic lock is released. Personnel who have legal access through such doors bypass the magnetic lock, e.g. with a key switch or code bypass.

*Note that this magnetic lock cannot replace the FG-approved "night lock".

<- B FG-approved safety lock (night lock)

<- A Fire escape lock (day lock)

<- B FG-approved safety lock (night lock)

*NB! The key must never be left in the lock

Door and door safety equipment
This section deals with the door and the door's security equipment, i.e. the door itself, hinges, back edge fittings and locks.
Depending on which B-class your company has been placed in, the requirements for the door itself may vary.
Some companies may require FG-approved doors.
Where no FG-approved door is required, the door must have the same strength and rigidity as a 35 mm compact wooden door. For private customers, there are very rarely requirements for the door itself.

Hinges and back edge protection
Hinges are a weak point on many doors, but these can be secured with back edge fittings.
Doors with hinges that can be removed from the outside must be secured so that they cannot
is opened by removing the hinges from the outside.
In protection classes B2 and B3, all outward opening doors and all inward and outward opening
doors with a wooden frame, have two back edge fittings or other security with equivalent strength and
function.

Locks and hinges
Identification of locking devices
An FG-approved locking unit is always marked with the make and number. The mark is embossed on the front edge of the lock (visible part). Remember that the lock case, striking plate, cylinder and any cylinder fittings must be approved. An FG-approved locking unit must not normally have a knob knob, except where permitted in the B requirements, see fgsikring.no, Securing against theft, FG-112
The term locking unit refers to all parts used to keep the door and frame locked to
each other, and to keep the individual parts firmly anchored in the door and frame.

An FG-approved locking unit will always meet the requirements for breaking strength, but it is of course a prerequisite that the locking unit is installed according to the manufacturer's instructions.

Installation of locking devices
An FG-approved locking unit consists of the parts and fittings necessary for approved
installation in a single-leaf door. For two winged doors, an amplifier plate must also be fitted.
which secures the end piece (frame part of the locking unit).

For sliding doors and double-leaf doors made of aluminum or steel, the end piece (the frame part of the locking unit) must be fastened either with 4 steel pop nuts (expansion nuts) or internal nuts. Self-tapping screws must not be used because they provide too poor a grip.

Gates must be locked, either with an FG-approved inserted locking device or with an FG-approved padlock with fittings.

Padlocks and fittings
Padlocks can be used to lock windows, doors, hatches and gates. It is important that you
choose padlocks and fittings of the same quality.

FG divides padlocks into five classes:
Class 1 for windows.
Class 2 for doors, gates, grilles etc., lock mounted on the inside.
Class 3-5 for doors, grilles, etc., lock mounted on the outside (increasing strength requirements).

The fixing screws must be hidden when the fitting is in the locked position.
Externally mounted padlocks must have FG-approved padlock fittings with the same class as the padlock.

Electronic locking systems (access control - AAK)
Electronic locking is increasingly being used to meet regulatory requirements for escape, accessibility and consideration for people with disabilities, in addition to insurance requirements. What's more, such a system in combination with an FG-approved intruder alarm will improve security.

Weaknesses of traditional constructions
A door frame that has been adjusted and fastened to the wall with wedges and nails has poor strength against burglary.
Often, no wedge is fitted at the lock section. The frame can then be bent away. This will create an opening between the door and frame. The lock then ceases to engage.
The frame will crack when subjected to loads it is not designed for, e.g. in the event of a break-in.
Many doors are equipped with unapproved locking devices that are too weak to resist burglary. There are often major weaknesses in the lock case, cylinder and end piece (frame part).

Weaknesses can be removed
There are fixing and adjustment sleeves that provide a good fit for the door frame. Using these, the frame can be readjusted. This minimizes the gap between the door and frame. This prevents the use of burglary tools.
Wooden frames may be dimensioned in such a way that the end piece in the frame has a weak attachment, or the end piece's inclined screws cannot be used (e.g. on double-leaf doors). An amplifier plate with through-going screws must then be fitted at the end piece. It is not necessary to replace the existing lock. As a rule, it is simpler and cheaper to install an additional locking unit of FG-approved type.

For some businesses, two FG-approved locking devices are required

Securing windows
Windows and glass, including glass in doors In the same way as doors, there may be different requirements for windows depending on B class.

In general, the following applies:
- Windows must be closed and latched or locked.
- Glass in windows and doors with a bottom edge lower than 4 meters above the terrain, structure or object that provides climbing opportunities must be fixed so that the glass cannot
removed from the outside with light hand tools.

If there is a requirement for the window to be secured, this can be done in several ways:
- FG-approved glass
- FG-approved grating
- Fixed grid

Window locks or padlocks are used for locking. Padlocks are fastened with sturdy eye screws on the inside of the frame and sash.

Fastening of glass
Safety glass
Safety glass is suitable for windows in doors, showcases and other fixed windows. The glass must be secured so that it cannot be removed from the outside. Windows where the glazing bead is secured internally with clips or staples must be additionally secured with screws. Otherwise, the glass can be pressed loose from the outside.

Window panes
If the Glass and Facade Association's guidelines are followed, silicone sealant can also be a good solution. It is important to choose a sealant that adheres well to the glass and frame. It is also important that the surfaces are dry and properly cleaned before application.

After installation, it is impossible to determine whether a joint is good enough or not. If you do not know which sealant was used and under what conditions it was applied, it must be assumed that it is not good enough. In such cases, the glass must be additionally secured as shown in the figures.

Glass safety equipment - removing the weaknesses
Polycarbonate sheet
A polycarbonate sheet at least 6 mm thick must be installed on the inside in addition to ordinary glass.
If the polycarbonate sheet is mounted on a hinged or sliding window frame, the frame must be locked with FG-approved locking devices as required for doors. The polycarbonate sheet must have fasteners at least equivalent to the strength of the polycarbonate sheet, e.g. 6 mm through bolts with no more than 20 cm spacing. Large stop washers or longitudinal flat bars must be used. Fasteners must not be removable from the outside.
Larger windows, such as showcases, can be secured with a fixed polycarbonate sheet in its own frame.

Lemmer
If there is no need for visibility through the window, window shutters can be a good alternative (e.g. basement windows).
The window sashes can either be fixed with through-bolts or hinged and locked with FG-approved locking devices as for doors.
The hatch must be made of at least 15 mm plywood sheet, 1.5 mm steel sheet or other material of equivalent strength.
The hatch must have fasteners that at least correspond to the strength of the hatch, e.g. 6 mm through bolts with a distance of no more than 40 cm. Fasteners must not be removable from the outside.
If the shutter is mounted on a hinged or sliding window frame, the frame must be locked with FG-approved locking devices as required for doors.

Roller shutters
If entrances or windows are to be protected and there is no need for visibility, roller shutters should
used.
The roller shutter must be type approved by FG. Fixing and locking device as for grilles.

Grid
Mesh is a visible protection with a good deterrent effect.
- Grilles should always be installed on the inside of the glass.
- Roller grilles must be type-approved by FG.
- Fixed gratings must be type approved by FG or as shown in the drawings.
Type-approved gratings must be delivered with a completion certificate.
Grilles must have fasteners that are at least equivalent to the strength of the grille, e.g. 6 mm through bolts spaced no more than 40 cm apart. Fasteners must not be removable from the outside.
Roller/sliding grilles must always be attached to a fixed frame or building structure.

Installation of gratings
Regardless of the type of grille chosen, the grille must have a solid attachment to the wall, fixed frame or locked window frame.
Windows in doors can be protected with grilles mounted directly on the door leaf or with free-standing grilles (roller grilles, scissor grilles).
Roller and scissor grilles must be FG-approved.

Grilles for showcases
The mesh size of the grille must be such that goods cannot be removed through the grille's mesh opening, otherwise the goods must be additionally secured.

Fixed grid
Alternative 1
- shall be type approved by FG or be made of: Steel with at least 8 mm diameter or of
steel with an equivalent cross-section of at least 5 mm thickness and can have a mesh size of up to 10 x 50 cm or

Alternative 2
- shall be type-approved by FG or be made of: steel with at least 5 mm diameter or of
steel with a corresponding cross-section of at least 4 mm thickness and can have a mesh size of up to 3 x 7 cm.

Alternative 1 and 2
- must have fastening devices that at least correspond to the strength of the grille. The grille shall be secured with
minimum 6 mm through bolts. The distance between the bolts must be a maximum of 40 cm. It must not be possible to remove the fasteners from the outside.
- that are not permanently mounted must be secured and locked with an FG-approved locking device as required for the door. If the grille is mounted on a hinged or sliding window frame, the frame must be secured and locked with an FG-approved locking device as required for the door.

Roller shutters, roller, scissor and sliding grilles
- shall be type approved by FG.
- must be locked with an FG-approved locking device as required for the door.
- shall be fixed to a fixed frame or building structure in accordance with the manufacturer's instructions and shall not be removable from the outside or in the closed position.
- with a width of more than 3 meters must be locked with two FG-approved locking devices as required front door, one on each side.
- Roller grilles, scissor grilles and sliding grilles must be attached to a fixed frame or building structure in the closed position and secure the entire opening. It must not be possible to climb over the grille in the closed position.

"Fishing" of goods
If a grille that does not prevent fishing is already installed, additional protection must be installed.

Locking of gratings
If the grille is not permanently mounted, it must be locked with FG-approved locking devices, e.g. padlocks (min. class 2 inside or min. class 3 outside) or with hook bolt locks. When grilles are mounted on a hinged window frame, the frame must be locked with the same type of locks. It is not sufficient to lock such a grille in a window frame with window locks because they are too weak.

Securing walls, floors and ceilings
FG has drawn up guidelines for various building structures, with recommendations for reinforcing weak wall, floor and roof structures. One possible solution for securing theft-prone goods is to build double walls with a burglar alarm in the cavity between the walls. This provides a flexible solution for high storage of theft-prone goods and reduces the risk of
the building's burglar alarm system is blocked from giving notice. It also provides early warning, before thieves have accessed the goods in the building.
Alarm detection under or above the ceiling also provides early warning if thieves try to get in that way. See also above in chapter 6.
Where the floor is a floor divider, protection can be considered in the same way as for ceilings, by alarm detection.

Safety walls
Safety walls have FG approval. It provides a safe and flexible solution for securing
theft-prone goods.

FG works closely with various public authorities and must of course comply with relevant public laws and regulations. The safety regulations drawn up by FG must therefore be adapted to these at all times. If at any time there is a discrepancy between FG's safety regulations and public laws/regulations, the public laws/regulations will take precedence over the safety regulations.

Among the public institutions FG has collaborated with, special mention can be made of:
- Ministry of Justice and Public Security
- Directorate for Civil Protection and Emergency Preparedness (DSB)
- Directorate for Building Quality (DIBK)
- Norwegian Directorate of Health (storage/production of alcohol)
- Norwegian Medicines Agency (pharmacy/medicine)
- The police

Industry organizations FG collaborates with in particular:
- Association of Norwegian Locksmiths
- Glass and Facade Association
- Industry association Noralarm
- Norwegian Association of the Automotive Industry

National and international collaboration:
FG participates actively in various working groups within:
- CENELEC, electrotechnical committee Europe, www.cenelec.eu
- CEN, Technical Committee Europe, www.cen.eu
- NEK, Norwegian Electrotechnical Committee, www.nek.no
- Standards Norway, www.standard.no

Value retention - Securing cash and especially theft-attractive goods

Cash is a thief's "dream". To limit the opportunities to realize this dream, insurance companies require cash to be stored in FG-approved value storage units. This also applies to particularly valuable and/or burglary-prone goods.

Weapons also require storage in a secure storage unit. This is regulated by Norwegian law.

There are currently six different types of FG-approved secure storage units, divided by area of use. These are
- Value creation
- Night oats
- Disposal units
- Cash machines
- Vault
- Safety cabinet

Safekeeping units - history
Secure storage units must be approved in accordance with the Norwegian Standard or equivalent European, Danish, Finnish or Swedish standard:

- European standard: EN 1143-1 and EN 1143-2

- Norwegian standard: NS5089 or NS 5089 ed.3

- Danish standard: DS 2121 or DS/INSTA 610

- Finnish standard: SFS 3529 or SFS 5300

- Swedish standard: SS 3000 or SS 3150

- (Inter)-Nordic standard: INSTA 610, 611 and 612

The units are marked with signs as shown in the figure, usually on the inside of the door. It is the specified point value/class for the safe that determines the amount that can be insured. If the unit is secured with an FG-approved burglar alarm system in accordance with current regulations, the maximum sum insured can be increased. Today, only cabinets according to EN 1143-1 and 1143-2 are sold and approved.

Older cabinets
In older safes on FG's website as List 1 and List 2, acquired before 1.7.1978, values can be insured up to a limited amount.

Space-cast vaults - history
Previously, cast-in-place vaults were divided into classes depending on quality. Information about this can be found in a separate document on the FG website. See FG-530.

Vault - mountable
Today, only what are known as element vaults according to EN 1143-1 are generally used. They are lighter and can be dismantled if the company has to move.

Vault doors
Requirements for vault doors follow the European standard EN 1143-1.
Vault doors are part of element vaults, but are also used as doors to, for example, weapon rooms, cast-in-place vaults or rooms where other entry options than through the door are considered too small.

Safety cabinet
Security cabinets must be approved by FG. The cabinets are intended for goods that are attractive to thieves, but small amounts of cash can also be insured. The cabinet must be marked with a sign as shown in the figure. Security cabinets can be FG-approved on the basis of Norwegian, Swedish or Danish rules. The cabinets must always be listed on the FG website.

Security cabinets and safes may be appropriate to use in connection with "zone security".

Banknote box
In shops, kiosks, petrol stations and the like, banknotes should, as far as possible, be stored in banknote boxes during opening hours. The banknotes should be deposited in banknote boxes that are firmly attached to the cash registers and can only be removed by those with a key. In the event of a break-in outside opening hours, the banknotes are considered to be stored under lock and key. Coverage against theft is then limited. The banknotes should therefore be transferred daily to either an FG-approved safe or a night safe.

Banknote box in value cabinet
A banknote box can be combined with a value safe for overnight storage of cash. If the deposit unit is installed inside an approved value safe, the door of the safe can be left open to deposit the money during the day. When the business is closed, the door of the safe is locked and the money is protected against burglary. The advantage of such combined storage units is that there is no need to visit the bank's night safe after closing time.

Disposal units and night safes
There are also several types of deposit units and night safes. The difference is that a night safe has the cash drawer mounted in the outer wall, while for a deposit unit, the cash drawer/deposit unit is located inside the premises. The advantage of such cabinets is that the money is always secure. The requirements for deposit units and night safes can be found in EN 1143-2.

Devices for storing car keys
There are FG-approved units for storing car keys, where the customer can deliver and collect the car keys from the motor vehicle dealer outside opening hours.

Automatic teller machines (ATM)
A cash dispenser can be both a machine for depositing and withdrawing money. It has many practical applications and is used especially in closed cash handling systems. The current scheme for cash dispensers falls under EN 1143-1. Insurance companies normally require that all cash and bearer securities, see insurance certificate/terms and conditions/security regulations, are stored in an FG-approved safe deposit box.

Time-controlled locks:
Time-delayed lock
A time-delayed lock on a safe will prevent access to the money for a preset period of time, e.g. 5 minutes. In this way, a robber is prevented from taking large sums of money from the tills of banks, post offices, petrol stations, shops and the like. A robber is usually in a hurry.

Time lock
Time lock safes cannot be opened outside a pre-programmed period, e.g. from closing time until half an hour after employees have arrived at work. In this way, a robber can be prevented from taking the money, even in the event of a hostage situation.

Anchoring and protection
Depending on the type of cabinet and its weight, all safe deposit units must be anchored in accordance with the manufacturer's instructions. Newer types of units in accordance with EN 1143-1 and EN 1143-2 can today be purchased with additional securing to the degree of strength.

- EX means that the enclosure has been tested against explosion

- CD means that the cabinet has been tested against core drilling

- GAS means that the enclosure has been tested against gas attacks (internal explosion)

Storage of cash, gold and precious stones
Insurance companies can insure cash, gold and precious stones stored in FG-approved safekeeping units. Amount limits are specified in FG-530.

Cross-border crime is on the rise and insured items are increasing in value and mobility. It is therefore increasingly important for owners and insurers to have an overview of where expensive and/or particularly theft-prone items are at any given time when they have been stolen. They can then be located and returned to the owner. In many cases, insurance companies therefore require that a car, boat or other object
must be equipped with an FG-approved search and retrieval unit before insurance can be taken out. In other cases, a discount may be given in the insurance price. Requirements for such equipment are given by the individual company.

The purpose of the marking systems is to reduce the risk of theft of vehicles and leisure boats, prevent stolen goods from being stolen and act as an aid to the police/authorities in identifying stolen items. The marking systems are particularly important for items that do not require registration and that are valuable and easy to transport, such as boat motors, jet skis, ATVs, snowmobiles, mopeds, motorcycles and trailers.

While it was previously common to give a discount in the insurance price for installed car alarms, today most insurance companies reduce the deductible in the event of theft of/from a locked car if the car is delivered new with a factory-fitted alarm, or the factory alarm is retrofitted. The alarm
is assumed to be triggered by the theft. Your insurance company can tell you whether a factory-fitted car alarm entitles you to a discount on the insurance price or a reduction in excess in the event of theft. FG does not currently have a system for listing car alarms and mechanical car insurance equipment

FG has not drawn up rules for camera surveillance either for private customers or for businesses. When using such equipment, the Norwegian Data Protection Authority's rules must be followed.

Private insurance
FG has not drawn up common safety regulations for private insurance, but the industry has nevertheless drawn up common guidelines that are available at www.finansportalen.no. These are standard terms and conditions and will therefore differ for the various companies' ordinary insurance policies. However, FG strongly recommends that you use FG-approved products, as this ensures quality and safety.
can in some cases provide a discount in the price of the insurance. For some companies, a high sum insured or other circumstances will trigger a requirement for FG-approved
alarm and/or FG-approved locks. See also previous chapters on locks, See also previous chapters on locks, burglar alarms for home and car, search systems, tagging systems and value storage devices

Building - House - Villa - Contents and chattels
Security requirements for buildings - houses - villas - household goods and chattels The security regulations apply to doors, windows and openings into the building or the parts of the building, including storage rooms, that the household occupies.

- Doors must be locked and keys kept out of reach of unauthorized persons. Windows and other openings must be closed and properly secured with a hasp or similar. A window in the open position is not considered to be properly secured. There is no scheme for FG approval.
of key boxes

- In buildings other than residential buildings, money, jewelry, cameras, fur and other valuables must also be kept under lock and key or be similarly secured.

- The bicycle must be locked and the key must be kept out of reach of unauthorized persons. Most companies reduce the deductible in the event of theft of a locked bicycle that is registered in the FG-approved bicycle register.

Private storage of weapons
Norwegian law requires that all weapons subject to registration or a vital part of the weapon must be stored in an FG-approved security cabinet or in a cabinet with a higher security level.