FG - Physical security provides the basic protection B-Requirements - Burglary protection classes (B-Classes) Information about B-requirements and business register Businesses are exposed to burglary to varying degrees. FG has divided businesses into three protection classes (B-classes) B1, B2 and B3, according to increasing risk. The business register shows which B class the individual business is placed in. Be aware that these are minimum requirements and that your company can deviate if there are circumstances that indicate that you need a higher level of protection. To be on the safe side, check with your insurance company. In your insurance terms and conditions, you can see which B class your company is placed in. Because the security requirements are stricter for higher risk groups, the security regulation "Burglary protection for businesses", FG-112, is different for these three B-classes. The security regulations set requirements for doors, windows, locks, glass and any alarms, but there are no specific requirements for the design of the actual building structure, such as walls, floors and ceilings. However, it is important that the security is equally good for the entire building shell. Where there are goods and chattels that are particularly attractive to thieves, an assessment of the building structures is recommended. FG has prepared guidelines for various building structures, with recommendations for reinforcing weak wall, floor and roof structures - FG-320. Zone security Zone security is a good option for those who do not need to increase security throughout the building, but only where theft-attractive items are stored. Examples include PC rooms in public buildings, warehouses or rooms where there are storage units/valuables. For value storage units, the sum insured can be increased if an FG-approved burglar alarm is installed in accordance with current regulations (FG-530). To further increase security, zone-secured rooms can be equipped with camera surveillance (ITV) and access control (AAK). The purpose of zone protection is to extend the time it takes to gain access to objects that are attractive to thieves. Both areas must have an alarm as required for the rest of the business Motor vehicle dealer Motor vehicle dealers have their own security regulations for motor vehicles - FG-140 - Motor vehicle dealer. Security regulations for protection against theft of vehicles. In addition, the "Industry standard for handling car keys from the National Association of Car Importers" applies. Introduction We live in a constantly changing world. Increased prosperity and increased access to things that are attractive to steal means that thieves have more technical knowledge and better equipment to steal what they want. This means that the need to protect assets is constantly changing. The insurance industry will therefore change the security requirements at different times. It is therefore important that you as a policyholder read the information the insurance company sends you about securing your assets Purpose This handbook has been prepared to provide guidance in the practical implementation of the minimum requirements for burglary protection set by insurance companies for businesses in general, but also as an aid for private individuals. The minimum requirements can be found in the safety regulation "Burglary protection for businesses", FG-112. Some companies want to protect themselves better than the minimum requirements by choosing a higher protection class than required, both to protect themselves better and, if possible, to get a reduced deductible in the event of damage or a discount on insurance. Key boxes for the fire service Key boxes for the fire service Notes: For businesses protected by an automatic sprinkler or fire alarm system, the installation of an external key box is permitted if the following provisions are met: 1. installation: a. The key box's lid and attachment to the wall must withstand at least 1 ton of pulling and pushing force in all planes. b. The key box must be mounted so that it is flush with the outside of the wall. c. The key box must be connected to an FG-approved fire or intruder alarm system with transmission to a 24-hour manned alarm station. The connection to the alarm system's central unit must be on a separate monitored loop. The connection to the key box must be broken and the alarm triggered if the box is pulled out of the wall. The alarm must also be triggered when the lid is opened with the correct key, or in any other way. d. The key box's locking unit must be FG-approved. 2. Key routines/responsibilities: a. The master key must not be kept in the key box when the alarm system is deactivated. b. The fire chief is responsible for satisfactory key routines in connection with the storage/delivery and collection of box keys. c. NOTE! It is recommended to use key boxes with adjustable locks. This is to avoid changing the lock if the key is lost. There is no scheme for FG approval of key boxes. Burglar alarm Preventive effect Marking that there is a burglar alarm system installed on site can prevent thieves from trying it. How it works An automatic burglar alarm system should react in the event of a break-in and warn of what is about to happen. Scare effect Most burglar alarm systems have local sirens that are triggered. This can scare the thief and limit the damage. Alarm transmission The intruder alarm system should be connected to an FG-approved alarm station. The alarm is normally transmitted via the telecommunications network, as an automatic dial-up connection, GSM/GPRS/SMS, or via Ethernet. Response Alarm systems should be connected to an FG-approved alarm station that can initiate an agreed response. Security can be restored by locking, and by blocking doors and windows that have been broken open. On-call security guards can make observations of great value to the police investigation. FG-approved intruder alarm system A modern alarm system consists of detectors (sensors), central equipment and alarm transmission equipment. In order for the system to function correctly, it is very important that it is designed and installed by an FG-approved alarm company. The company is approved based on key personnel's education and experience in the design, installation and maintenance of alarm systems. Rules The rules are published by the insurance companies in Norway in collaboration with the alarm industry. The rules contain the necessary information for appropriate design, installation and maintenance of alarm systems. The regulations also contain provisions on the correct choice of equipment. The detectors are sensitive to small changes in the environment. Without service and maintenance, the system's function will deteriorate over time. An FG-approved system for commercial installations must therefore always have an annual inspection with an agreement for inspection at least once a year. For private individuals, this is voluntary. FG approval is a guarantee that burglar alarm companies and equipment are up to scratch. FG certificate Insurance companies approve each system on the basis of an FG certificate issued by the FG-approved alarm company. The certificate confirms that the system has been installed in accordance with the rules and specifies, among other things, the alarm class and the scope of the system. Fog protection The term fog system covers equipment designed to reduce visibility in a specific area. The purpose of the system is to make it more difficult for a burglar to find his way around the secured area, thereby preventing or limiting burglary damage. In some countries, fog protection has been used as a damage-reducing measure during a burglary.